- Eat junk food.
Consuming processed foods will make your brain slow and sedated enough so that you don’t accidentally have a breakthrough. Junk food will keep your body acidic, eventually leading to a chronic illness. Ruining your health is perhaps the best way to stay broke.
Talk to others about others. At least once daily.
- Be easily offended.
Allow the negative things people say about you to really get to you and break your spirit.
- Use the internet mostly for entertainment.
Never (or rarely) utilize the web for the purposes of conducting business and learning new things.
- Only read novels.
Avoid books that stimulate the mind and challenge you to grow.
- Be driven by emotions.
Make emotional decisions, especially when it comes to money. Avoid using reason and intellect.
- Buy a lot of ‘stuff.’
At least once a month, spend a good amount of money on new clothes, shoes, gadgets, and other accessories.
- Don’t prioritize.
Do the less important things first and the most important ones last.
- See problems as problems.
Never see problems as opportunities. Instead, see them as roadblocks and setbacks.
- Live in the past.
Spend at least an hour a day pondering upon the unpleasant things that you have experienced in life, the people who have hurt you, and all the mistakes you have made.
- Don’t take risks.
Always stay in your comfort zone.
- Don’t invest.
Instead of acquiring/creating things that generate cashflow, spend money on items listed in #4.
- Put your money in 401(k).
Put all of your earnings where they can be taxed at a regular income tax rate, instead of strategically investing/moving your money/building assets
- Watch a lot of TV.
After coming home from work, make sure to stay entertained by spending hours watching reality shows and other series, instead of making steps towards realizing your true potential.
- Don’t network with others.
Avoid networking as it could potentially lead to the creation of meaningful connections that might put you on the road to prosperity.
- Don’t educate yourself daily.
Nothing threatens the state of being broke more than knowledge. Stay as far away from it as possible.
- Don’t apply your knowledge.
If you are going against #13 and studying daily, don’t worry, you can still remain broke. Just remember to not apply any of the knowledge that you obtain.
- Wish for other people to fail.
If you don’t hate on others publicly, at least do it secretly. Wish for other people to fail at whatever they’re pursuing, but especially those who have achieved something you yourself wish to attain.
- Don’t write down your goals.
Or better yet, have no goals at all.
- Never donate or volunteer.
Allow the belief that you don’t have enough to prevent you from giving to others, whether it’s your money or time.
- Don’t maintain a to-do list.
Let your days be chaotic, without any structure to them.
- Believe that you know everything.
If you don’t, it could potentially serve as an incentive to make you want to research the things you don’t believe you know, and thus cause your intellect to expand.
- Do a lot of talking and little doing.
Always talk about what you want to do in life, what you want to create, and how you want to make the world a better place, but don’t involve any action.
- Surround yourself with other broke people.
Avoid getting to know successful individuals. Make sure to avoid places/events where they tend to congregate.
- Worry about what other people think and say.
If others judge you for what you are doing, stop immediately. Always try to please everyone.
- Always say, “Yes.”
Say yes to everything — every request, demand, and suggestion.
- Choose instant pleasure over long-term benefits.
Do what will feel good right now, even if it will cause you to suffer later. Don’t sacrifice little pleasures in order to reap continuous rewards later.
- Always blame others.
Blame the government, corporations, the economy, and the people around you for every misfortune that happens in your life. If you don’t have to, try not to take personal responsibility.
- In whatever you do, don’t go the ‘extra mile.’
Never do more than what you are paid for.
Do tomorrow (or the day-after-tomorrow) what you should do today.
- Never be on time.
Try to run at least 5 minutes late to all of your engagements.
- Don’t keep promises.
After making a commitment, try not to follow up on it.
- If you fail once, twice, or thrice… give up.
I mean, why would you want to keep going after failing so many times?
- Believe in luck rather than your own abilities.
Gamble, play lottery, etc. Don’t attempt to develop a skillset and mindset that would change your life.
- Don’t contribute value.
Focus on what you can get from others/the world rather than what you can give to others/the world.
- Go after a fixed pay.
Choose to trade your time for a fixed paycheck rather than to be paid based on your results/the value that you contribute to the world.
- Work for money.
Be driven by the dollar rather than passion and excitement of making a positive contribution to society.
- Talk more, listen less.
If you do listen to others when they speak, listen only to respond, never to learn.
- Complain a lot.
Focus on the negative things. Don’t acknowledge nor be grateful for the blessings you have received.
- Fear change.
If something isn’t working, don’t change it. Keep doing the same thing over and over again expecting a different result.